- The judge controls the outcome. He or she may not see the facts and evidence your way. You could lose, win, or win less than you want.
- You may only get a few minutes to present your case. The judge may not let you present all your evidence.
- The parties control the result. You may not get 100% of what you want, but you can try to reach a fair compromise and avoid the risk of losing 100% at trial.
- There is more time for each side to tell the whole story, including facts and evidence that the judge would consider irrelevant or not admissible.
Settlement agreements vs. judges’ decisions: People are usually more likely to keep agreements that they themselves help create.
Credit reports: You may be able to protect your credit even if you agree to pay money.